Employee Benefits - Colonial Supplemental Insurance

Colonial Life & Accident Insurance Company is a market leader in benefits communication, enrollment and customer service, providing supplemental insurance to employees and their families at the worksite. For people whose insurance plans leave them feeling vulnerable, Colonial can help restore peace of mind through supplemental insurance products that complete their coverage. Headquartered in Columbia, S.C, and founded in 1939, Colonial offers a broad line of insurance products including disability, accident, life, cancer, critical illness and hospital confinement. Coverage that helps you prepare for what happens next.

Supplemental insurance can help you prepare for these and other out-of-pocket expenses. Most of all, these plans help take the worry away about how you will pay your out-of-pocket medical and other everyday life bills. Without this worry, you can focus on getting better.

Colonial’s supplemental insurance products help protect you in the following ways:

• Colonial’s disability insurance can help protect your most valuable asset – your income. This insurance provides benefits to help offset the financial losses that may result when you are disabled due to a covered injury or illness.
  
  
• Supplemental life insurance from Colonial is a valuable complement to employer-provided life insurance.
  
  
• A serious accident, illness or hospital stay can result in significant out-of-pocket expenses that aren’t covered by traditional medical insurance. Colonial’s accident, cancer, critical illness and hospital confinement indemnity insurance can help protect against such expenses.

Colonial supplemental insurance is offered at the worksite (through your employer) and features convenient payroll deduction for premium payments. Plus, many plans can be purchased through a flexible benefits plan allowing you to pay for valuable Colonial coverage with pretax dollars.

Colonial coverage is flexible so that you can tailor your supplemental coverage to help meet your individual needs. With the help of Colonial’s experienced sales representatives, you can choose the coverage that is most appropriate for the needs of you and your family. Colonial offers the supplemental insurance plans listed below.

• Disability Insurance
  
  
• Life Insurance
  
  
• Accident Insurance
  
  
• Hospital Confinement Indemnity Insurance
  
  
• Cancer and Critical Illness Insurance